Umbrella Programs
Since 1962, Crum & Forster has been a leader in the industry with our umbrella/excess products, providing a stable and consistent umbrella market.
Through strong underwriting discipline, and a staff of dedicated umbrella professionals, C&F provides the expertise necessary to be an accessible, responsive market.
The focus of the Umbrella Programs division is to create, for niche/specialty businesses, tailored umbrella/excess programs that are well managed by reputable Program Managers. Policies can be written on both admitted and non-admitted paper, on a countrywide basis. We provide program underwriting expertise, excellent service and centralized claims handling.
If you have a program opportunity you would like to discuss, contact us.
Coverages
Crum&Forster’s umbrella policy, The Defender, has additional features that make it unlike other umbrella policies. Our Excess Insurance Policy is also a superior form.
Capacity
In-house capacity of $25,000,000 occurrence limit.
Underlying Carriers
Must be A.M. Best rated A-VII or better.
Target Premiums
1st Year: $1,000,000 - $3,000,000
Sample Risks
Our portfolio includes the following risk classes:
- Alarm Contractors
- Commercial LRO Real Estate
- Group Personal Umbrella
- Limited Service Franchised Hotels & Motels
- Residential Real Estate
- Security Guards
This material is provided for information purposes only and is not intended to be a representation of coverage that may exist in any particular situation under a policy issued by one of the Crum & Forster companies. All conditions of coverage, terms and limitations are defined and provided for in the policy.