Risk Management

Loss Sensitive Insurance Solutions

Our Risk Management unit specializes in accounts written on a loss sensitive basis, primarily with deductibles ranging from $250,000 to $1,000,000.

Meet the team and learn how we craft custom solutions that focus on each customer’s needs, save them money, and help them reduce their total cost of risk.

Our flexible and integrated model makes Crum & Forster an excellent choice for your loss sensitive insurance needs. Coverage is written on an admitted basis. To learn more, download our Risk Management Overview, read our article, “Four Questions Customers Should Ask When Considering a Large Deductible Program,” or email John.Cyb@cfins.com.

Risk Management – Target Account Profile

  • Customers with:
    • Total cost of risk between $500,000 and $10,000,000, with a focus on accounts between $1,000,000 and $3,000,000
    • Multistate exposures
    • Interest in assuming / participating in a portion of risk
  • Advantages
    • Full-service platform tailored to customer needs and preferred program structure
    • Opportunity to reduce total cost of risk
    • Flexible collateral options

For additional information, see our Risk Management Overview or email John.Cyb@cfins.com.

Risk Management - Target Industries

  • Manufacturing
  • Business Services
  • Staffing
  • Health Services
  • Social Services
  • Hospitality
  • Food & Beverage Service
  • Food & Kindred Products
  • Wholesale – Trade Goods
  • Engineering

Coverages & Capabilities

  • Commercial Auto
  • General Liability
  • Workers’ Compensation
  • Excess Workers’ Compensation
  • Coverage enhancements and other customized solutions
  • Self-insured retentions
  • Bundled / unbundled services

For details, see our Risk Management Overview or email John.Cyb@cfins.com.

This overview is provided for informational purposes only and is not intended to be a representation of coverage that may exist in any particular situation under a policy issued by one of the companies within Crum & Forster. All conditions of coverage, terms and limitations are defined and provided for in the policy.