Insurance for Supermarkets & Grocery Stores
Crum & Forster’s Food Specialty unit has extensive experience underwriting food-related businesses. We provide multiline coverage solutions in conjunction with value-added risk engineering support and best-in-class claim service. Our focus is on helping our clients reduce losses to lower their cost of risk and protect their business, employees, customers, community and reputation.
We specialize in:
- Admitted insurance for small to large size independent supermarkets, grocery stores and convenience stores
- Food specialty programs
- Guaranteed Cost, Deductible and SIR Loss Sensitive options
Our team is recognized for our expertise, collaborative approach and responsiveness. To learn more about our risk appetite and coverage capabilities, download our product sheets or email Chris.Hald@cfins.com.
Product Highlights
Food Specialty Overview
SIR Loss Sensitive Programs
Supplemental Applications
Grocery Specialty Property Supplemental Application
Druggist Supplemental Application
Retail Firearms Supplemental Application
Contact
Jamie Filler
Assistant Vice President
Target Segments
503-486-2234
Jamie.Filler@cfins.com
Chris Hald
Vice President, Business Development
Target Segments
503-486-2238
Chris.Hald@cfins.com
Downloads
Food Specialty
Franchise Programs
SIR Loss Sensitive Programs
Target Segments Brochure
Solutions & Services
Target Segments
Commercial Lines
Risk Engineering
C&F Connect Marketplace
Claim Services
Food Specialty – Target Classes
- Supermarkets & Grocery Stores
- Small neighborhood
- Basic
- Conventional
- Deluxe
- Specialty
- Ethnic
- Health & natural food markets
- Convenience Stores with gasoline / restaurants (no grease cooking)
- Food Specialty Programs
- Franchise restaurants
- Small fast casual restaurants
For additional information, see our Food Specialty Overview or our SIR Loss Sensitive Programs sheet or email Chris.Hald@cfins.com.
Loss Sensitive Insurance Programs
We offer an industry-focused solution for Food Specialty accounts that can support a self-insured retention and want to control their insurance costs through active risk management. Customized coverage is combined with risk mitigation techniques and data analytics to help you better manage the claims within your retention. Programs are tailored to fit the insured’s needs:
- SIR $25,000 or greater
- Stop loss aggregates where applicable
- Policy limits of $1,000,000 per occurrence with higher aggregate limits available
- Industry-specific bundled claims services provided (unbundled TPA approach may be considered)
- Flexible collateral options
- Industry-specific risk engineering services available at the corporate and / or store location level
For additional information, see our our SIR Loss Sensitive Programs sheet or email Chris.Hald@cfins.com.
Multiline Insurance Solutions
AVAILABLE COVERAGES
- Commercial Auto
- Property
- General Liability
- Equipment Breakdown
- Employment Practices Liability
- Employee Benefits Liability
- Crime
- Workers’ Compensation (except in CA)
- Supported Excess
- Coverage enhancements and other specialized solutions
For additional information, see our Food Specialty Overview or our SIR Loss Sensitive Programs sheet or email Chris.Hald@cfins.com.
Risk Engineering
Services
Crum & Forster has highly skilled Risk Engineers located across the country to help our clients. We offer a full complement of loss mitigation services, including site assessments, risk improvement plans, safety training, free videos and safety guides, and discounts on safety resources.
C&F Connect
Marketplace
Our policyholders and producers benefit from 24/7 access to our C&F Connect portal, a one-stop shop for all your risk management information needs. This online system places the tools you need for loss runs, claim reporting and other interactive reports directly at your fingertips.
Claim
Services
Crum & Forster has been recognized for our award-winning claim services. With dedicated teams of highly experienced claim professionals in each line of business that we write, we have the specialized knowledge and resources to resolve claims efficiently and effectively.